Hamad S.
AlOtaibi
Independent strategic advisor helping UK and GCC SMEs, founders, and early-stage businesses make confident financial decisions, without the enterprise price tag.
About Hamad

I'm an MBA candidate at Essex Business School and an independent strategic advisor specialising in corporate finance, investment analysis, and long-term planning for small and growing businesses across the UK and the GCC.
Professional financial guidance has long been locked behind the fees of Big Four consultancies, at £150 to £500 per hour, out of reach for the owners and founders who need it most. After years working across corporate finance, real estate investment, and advisory in both regions, I built HSO Limited to change that: to give SMEs, solo operators, and early-stage founders access to the same rigorous financial thinking that large institutions rely on, delivered personally and affordably.
My work sits at the intersection of strategic management, finance, and investment, translating complex numbers into clear decisions. Whether it's pricing a funding round, modelling an expansion, or simply building a realistic forecast, I help founders stop navigating blindly and start moving with confidence.
Strategic Management
Clarity on where to go and how to get there.
Corporate Finance
Budgeting, forecasting, and funding readiness.
Investment Analysis
Disciplined evaluation of growth opportunities.
How I Help
Focused, practical engagements designed around the real decisions SMEs and founders face.
1:1 Strategic Consulting
Personalised sessions to tackle your biggest financial questions: cash flow, budgeting, forecasting, and funding strategy. Structured around your specific business, not generic frameworks.
Expansion & Growth Planning
Market research, financial modelling, and scenario analysis to support confident growth decisions. From entering a new segment to evaluating a capital raise, I help you pressure-test the numbers before you commit.
Financial Education
Self-paced online content and live sessions covering financial fundamentals for SME owners, solo founders, and early-stage teams who want to build durable financial literacy.
Talks & Workshops
In-person and virtual sessions for business communities, accelerators, and educational institutions across the UK and GCC, demystifying corporate finance for the people who need it most.
How I Work
Every engagement follows a clear, transparent process. No jargon, no mystery.
Listen
A focused discovery call to understand your business, your numbers, and the decision in front of you. No cost, no obligation.
Diagnose
A structured review of the financial and strategic question at hand: what's actually driving the problem versus what looks like the problem.
Model & Advise
Clear analysis, built for your specific situation, with assumptions you can see, challenge, and own. Recommendations you can act on.
Follow Through
Advisory doesn't end at the deliverable. I stay available through execution to refine assumptions, answer questions, and pressure-test decisions as they come up.
Professional Journey
MBA Candidate
Pursuing a Master of Business Administration focused on strategic management, corporate finance, and entrepreneurship, building on years of applied experience in financial analysis and advisory across the UK and GCC.
Real Estate Investment
Led financial analysis for large-scale real estate operations across the Gulf, including feasibility studies, capital structuring, and performance reporting on multi-million-dollar portfolios. Built the financial backbone for investment and development decisions at institutional scale.
Corporate Banking
Directed corporate banking initiatives at a major regional financial institution, managing client portfolios, structuring credit facilities, and advising mid-market and corporate clients on capital allocation and growth financing.
Strategic Advisory
Provided analytical and advisory support on international development initiatives, translating policy and market data into financial recommendations for cross-border projects.
Education & Credentials
Master of Business Administration (MBA)
Essex Business School, University of Essex
Focus: Strategic Management, Corporate Finance, Entrepreneurship
Ongoing areas of study
- Corporate Finance & Valuation
- Investment Analysis & Portfolio Management
- Strategic Management & Planning
Skills & Credentials
Strategic Management
Translating long-term vision into executable roadmaps, from market entry and organizational design to implementation of firm-wide strategic plans.
Corporate Finance
Structuring, analyzing and advising on complex financial decisions across banking, real estate and cross-border engagements in the GCC and beyond.
Investment Advisory
Rigorous investment research and valuation across asset classes, helping institutional and private clients deploy capital with conviction.
Startups
Advising founders and investors on early-stage ventures, from business model validation to fundraising strategy and growth planning.
Investment Research
Deep, data-driven analysis of companies, sectors and macro trends to inform portfolio construction and capital allocation decisions.
Digital Strategy
Helping traditional finance and real-estate businesses modernize, aligning technology initiatives with measurable commercial outcomes.
FX Trading Fundamentals
Global currency markets, macro drivers and risk management.
Business Simulation
End-to-end executive decision-making across finance, operations and strategy.
Financial Modeling
Institutional-grade valuation, DCF and integrated three-statement models.
ILP Program
Intensive leadership preparation program for high-potential finance talent.
Let's Talk
Every engagement starts with a conversation. If you're weighing a funding decision, building your first financial model, planning an expansion, or simply want to make sense of your numbers, I'd like to hear about it.
Discovery calls are free and non-obligatory. If I can help, we'll discuss what the work looks like. If I can't, I'll point you toward someone who can.